Credit Cards
Saturday, November 3, 2007
When I first got my job in the Hotel industry, I was excited to get my first pay. But the ultimatum of getting a job and a payslip is of course, getting a credit card of my own. Back in those days, anyone who posses credit cards in their wallet or purse is considered a "high class" person. Why? Because back in those days, getting a credit card isn't as easy as it is these days. In order for the credit card company to approve the application for a credit card, one must have a certain amount of "high pay" salary. So if you're earning peanuts, there's no way on earth for you to be holding a credit card.
However, these days.. almost everyone have credit card. They're also considered as the "necessary evil", something that you HAVE to have in order to live. LOL. Whether or not there's an "evil" on the credit card, I still think that it depends on the person itself. If you have the ability to control yourself from spending over limit, then you wouldn't fall into the huge credit card debt. But if you're ALREADY in that category, well, perhaps the best you could do is sign up for another credit card company that offers balance transfers. Some of these balance transfers are pretty good, they'll help you to get out of your debt faster. But of course, do remember to make a credit card comparison before deciding to go for a certain credit card company. Make sure you get the best deal before signing up!
posted @ 7:00 PM,
